Guide on Building a Kit Home

Kit homes are fast becoming the homes of the future, not only because of the speed by which they are constructed, but because they are also the long sought-after solution to housing shortages in many parts of the world. Because of the unstable economy, most people have trouble going beyond saving moderately for investments they’d like to make and as much as they want to have a home to call their own, budget constraints and stringent processes make it a near impossible feat.

With the internet chock full of information regarding kit homes and their rising popularity, there is practically no excuse not to know what they are and how you can get one. When you have the option of acquiring a house that’s manufactured in a factory according to your plan and design preferences, then shipped en masse to a site chosen by you, wouldn’t you grab this golden opportunity? What’s more, when you are able to find a manufacturer that offers suitable payment terms, then you will certainly want to say goodbye to apartment rentals, hello home ownership.

Add to that the fact that you have a multitude of kit home types to choose from, it would be safe to say that you’re in business. Whether you opt for log homes, timber-frame homes, geodesic homes or panelized homes, there’s a kit home that will suit you and your family to a T and kit home where you can start a new life and make new memories. However, before you start to plan that vacation in the Bahamas, it may be prudent to note that you won’t save that much money because manufacturers will only come up with a third of the total cost while you take care of the other two-thirds. Nothing is free in life after all, but you can avail of discounts and price-offs. What it does save you is time because you don’t spend as much time building it, you don’t hire as much people to help you build it which means it can be ready for you in a few weeks as opposed to traditional home-building which can take months.

So how does one go about acquiring and building their kit homes? Step one begins by knowing your building codes. These types of homes usually have special or unusual requirements and your kit home manufacturer needs to take that into consideration. It is also possible that your local building department won’t be familiar with kit homes but once you go with a company whose home pass national building codes, they can easily approve your application. So even if you are still in the early stages of discussion with your kit home designer, it is best to have all the necessary permit applications ready so you can send it to them.

Next is getting a loan. Most kit home owners say that it is easier to apply for a loan at banks rather than lending institutions because banks seem more open to lending for unconventional home construction. Also, you will need to be able to pay for at least 25% of the kit so you’ll need to have sufficient funds for that. Banks will also want to be assured that they will get a quality product out of it.

Which then brings us to our third step, which is to make sure your site is ready for your new home. Your manufacturer should be able to brief you on what needs to be done like a soil test and a contour plan to determine how level your foundation is. These preliminary processes will need to be done so you can get approval for your construction so the faster you get this done, the sooner you’ll be able to start construction.

The next step is to be prepared. Be prepared to receive your new kit home which is usually delivered using a semi or rigid truck with cranes for easy loading and unloading. This also means having your builder and crew on standby ready to start work. Make sure that you also keep your construction site neat by keeping the pieces of the ground and resting them on two-by-fours and placing tarpaulins over them to protect them from the rain or snow.

One important thing to remember is that kit homes usually come with a manual with instructions specific to building your home. Follow all instructions to the letter, never skip on anything and if you’re unsure about anything, call your manufacturer and never attempt to fix anything yourself. Always have the manual open as you work or at least have someone be in charge of the manual for easy reference.

As for who to hire, the great thing about building kit homes is that you have the option to do it yourself or be a builder-owner which entails getting a builder-owner permit. You can take part in the construction of your home while having qualified experts make sure it is done right. You save money on labor if you do it yourself but really, you need to build a home you can actually live in rather than something you can just look at.